Terminal
In-person transactions qualify for the lowest interchange available — if the data reaches the network correctly. Pyncht Terminal makes sure it does, and reconciles in-person and online volume in one ledger.
EMV and contactless transactions qualify for card-present interchange, typically well below keyed-in rates.
In-person and online charges settle to the same balance with the same fee ledger.
Take payments through a network outage and reconcile automatically when connectivity returns.
Provision, monitor, and update readers from the dashboard; a reader that drops offline raises an alert.
Accept contactless on supported phones with no additional hardware.
A customer who buys in store and online is one customer, with one payment history.
Yes. Keyed-in and card-not-present transactions carry materially higher interchange than a dipped or tapped card. Your analysis separates the two so the gap is visible.
Connect a processor read-only and get a full cost breakdown. Nothing moves until you decide it should.