Capital
Financing underwritten on what you actually process
Your payment history is the most accurate picture of your business that exists. Capital uses it to underwrite, so the offer reflects your real trading rather than a credit file.
Capital
Your payment history is the most accurate picture of your business that exists. Capital uses it to underwrite, so the offer reflects your real trading rather than a credit file.
Underwriting on processing history, not a personal credit score.
A single stated cost. No compounding interest, no late fees.
A fixed percentage of daily volume — slow weeks repay slowly.
Accepted offers typically settle within two business days.
Unsecured against your business assets.
Total repayment stated before you accept, in dollars, not APR alone.
Financing terms vary by jurisdiction and are provided through regulated lending partners. The specific structure is disclosed in full before you accept an offer.
Connect a processor read-only and get a full cost breakdown. Nothing moves until you decide it should.