Issuing
Cards that earn instead of cost
Accepting cards costs you interchange. Issuing them earns it. Pyncht Issuing lets you create virtual and physical cards with programmatic controls, and puts the interchange on your side of the ledger.
Issuing
Accepting cards costs you interchange. Issuing them earns it. Pyncht Issuing lets you create virtual and physical cards with programmatic controls, and puts the interchange on your side of the ledger.
Create a card in a single API call and use it immediately.
Limits by amount, merchant category, time window, and per-authorisation logic you write.
Approve or decline each authorisation from your own endpoint within the network window.
Earn interchange on card spend, reported in the same ledger as the interchange you pay.
Branded physical cards with your design, shipped to your users.
Push cards to Apple Pay and Google Pay at creation.
Clean, versioned, and idiomatic. The same call works whether Pyncht is analysing your existing processor or moving the money itself.
Read the API referenceconst card = await pyncht.issuing.cards.create({
cardholder: 'ich_2Kd91',
currency: 'usd',
type: 'virtual',
spending_controls: {
spending_limits: [{ amount: 250000, interval: 'monthly' }],
},
});Connect a processor read-only and get a full cost breakdown. Nothing moves until you decide it should.