For SaaS

Your renewals fail more than your product does

Subscription software has a specific payment profile: high recurring credit volume, expiring cards, and international customers who cost more than the domestic ones. All three are addressable.

What this actually fixes

Renewals fail silently
Account updater refreshes expiring credentials before renewal; issuer-aware retries recover the rest.
Recurring credit is priced as one-off
Network tokens price recurring credit below PAN-based transactions and authorise more often.
International customers cost more
Local acquiring in the EU and UK removes most of the cross-border assessment and narrows FX spread.
Nobody owns the effective rate
A single number, tracked monthly, with the components broken out and the movement explained.

Works with

See what your payments actually cost

Connect a processor read-only and get a full cost breakdown. Nothing moves until you decide it should.