For retail

One customer, two channels, one cost model

Retailers usually run in-person and online payments on separate contracts with separate economics and no combined view. That is where the money hides.

What this actually fixes

Two contracts, two blended rates
A single cost model across both channels, with card-present and card-not-present separated properly.
Keyed-in transactions cost more
Identify keyed volume that could be dipped or tapped and price the difference.
Reconciliation spans systems
One balance and one fee ledger for both channels.
Returns and exchanges are messy
Cross-channel refunds against the original charge, wherever it was taken.

Works with

See what your payments actually cost

Connect a processor read-only and get a full cost breakdown. Nothing moves until you decide it should.