Cross-border fees are usually optional

What this actually fixes

Cross-border assessments on all foreign volume

Local acquiring in your major markets removes most of the assessment.

FX spread is invisible

Conversion cost broken out as its own line instead of buried in the blended rate.

Local methods are missing

The payment methods customers in each market actually expect to see.

Authorisation rates vary by country

Auth rate reported per market so the weak ones are identifiable.